There are 5 major factors that make up your credit score.

35% Payment History

30% Amount Owed

15% Length of Credit History

10% Credit History

10% Types of Credi

KNOW YOUR CREDIT.

The first step to achieving the high credit score you deserve is to create a plan of action. Obtain your current credit reports, and learn to create a STEP BY STEP plan of action to raise your credit score.

Add aged credit to your credit file.
A aged credit tradelines can be obtained from your parents, friends, or grand parents.